Responsible Insurance Directory
Insurance is on the front lines of the climate crisis – yet the largest companies are insuring fossil fuel projects and investing in fossil fuel companies, even while raising rates and dropping policy holders in vulnerable states.
Find Climate Smart Insurance
Insurance is on the front lines of the climate crisis – yet the largest companies are insuring fossil fuel projects and investing in fossil fuel companies, even while raising rates and dropping policy holders in vulnerable states.
Large insurance companies are insuring fossil fuel projects and investing in oil, gas, and coal, while refusing to cover the cost of climate damage.
State-By-State Directory
Green America’s Climate Smart Insurance Directory provides alternatives to the mega-insurance companies that are underwriting and investing in fossil fuels.
How it Works
For each state, we list insurance companies that:
- Have both home and auto insurance (with very few exceptions), so you can save by bundling the two together. Note: Most companies offering homeowners insurance also offer renter's insurance.
- Do not insure fossil fuel projects that we know of (this information is not always available).
- Have no indication of direct investments in the fossil fuel industry (Grade A), have investments under $200 million (Grade B), or investments under $500 million (Grade C), as listed in the Investing in Climate Chaos database by Urgewald, a German environmental and human rights NGO.
- Have a rating of A- or above for financial stability from AM Best.
This directory is an evolving list. If you find a great insurance company that does not insure fossil fuel projects and has little to no fossil fuel investments, and it's not in our directory, please let us know!
Credits
Thank you to our insurance directory researcher Mike Moore, who combed through insurance company finances and reports to put together the data in this directory. Thank you to Rivers and Mountains GreenFaith, which provided half of the funding. And thanks to Alec Badalov on the Green America communications staff who created this page. This project would not be possible without all of you.
Ready to move to a responsible insurance company? Learn how to make the switch.
